Until recently, a customer who decided on an online loan could only count on the payment of cash to a bank account, the possession of which was the basic condition for applying for a loan. This meant that even small loans were not available to people who did not have their own bank account . Fortunately, this has changed. Finally, a loan for a giro check is possible with cash collection at a post office.
How does the check loan work?
A customer who decides to borrow at the time of submitting the application is given the opportunity to choose to withdraw funds to a designated account or pick up at a post office. It is worth mentioning at the outset that we are interested in picking up cash at the post office, because the procedure in this case may be slightly different. Often, the loan with cash collection is much easier than in the case of a classic solution. A customer who receives information about the positive approval of the loan application will be able to collect funds at the Poczta Polska or Bank Pocztowy branch. On receipt of cash, it will be necessary to present a GIRO check issued by the lender and to show proof of identity. The postal employee on its basis will verify the borrower and if it passes, he will pay the funds.
Who is the check loan for?
The GIRO check loan with collection at the post office is an ideal solution for people who do not have their own bank account. It is also a great option for people who have a joint account with their spouse, and they only want to take out a loan. Many companies could refuse to withdraw funds if they had a shared account. This type of loan is also a great way to hide the fact of using a shortcut before the bank. This solution will also work well for people who need quick cash and can not afford to wait for a transfer session. The customer also does not have to worry about looking for an ATM, because he receives funds immediately in the form of cash. The GIRO check loan with collection at the post office allows you to withdraw funds even within one hour of concluding the loan agreement.